Real Estate Foreclosure

Experienced Commercial Property Foreclosure Representation for Lenders in Georgia

The Atlanta real estate foreclosure lawyers of Stokes Carmichael & Ernst LLP represent financial institutions who are seeking foreclosures on all commercial properties, including shopping centers, commercial buildings and commercial land. With over 50 years of experience, we have what it takes to provide the Real World Legal Solutions® your bank, lending institution or other financial organization needs to collect what is owed.  SCE Law is also a Silver Preferred Service Provider to the Community Bankers Association of Georgia.  

Helping You Follow All Technical Aspects Involved in Commercial Foreclosures

The commercial foreclosure process in Georgia is complex. Long-standing financial institutions and experienced financial professionals often require the assistance of skilled legal professionals to ensure that no step in the process is missed. At Stokes Carmichael & Ernst LLP, our legal team has the experience and knowledge you need to provide full structure to the commercial real estate foreclosure process, ranging from providing proper initial notices to the debtor to fully complying with Fair Debt Collection Practices Act ("FDCPA") policies and procedures. 

In addition to handling real estate foreclosures involving commercial properties, our legal professionals are also available to assist you with seizing personal property through the replevin process.

We Have the Knowledge and Experience to Help You Seek a Deficiency Judgment

To obtain a deficiency judgment in Georgia, you must follow several steps in proper order and form. Any misstep, improper filing, or other issue can impede your ability to pursue commercial collections. These steps vary by situation but most include the following:

  • You must send out a demand letter to the debtor.
  • You must then advertise the property in a newspaper for the county where property is located for four weeks before you can sell the property.
  • You must get appraisal of property before selling.
  • You must have a hearing 30 days after the sale to affirm the sale.
  • You must wait to have the sale confirmed before you can pursue deficiency judgment.

Each step has defined timelines and specifications that are tied to it. If followed properly, you will then be able to pursue the deficiency judgment and collect on the owed debt. Our knowledgeable commercial real estate attorneys understand the nuances involved in this process. We will adeptly guide you through the process to ensure that you are able to collect what is owed to you.

Contact a Foreclosure Lawyer at Our Firm

Discuss your commercial real estate foreclosure and mortgage lender needs with a lawyer at our office. Call us locally at 404-352-1465 extension 423 or contact our Atlanta law firm online.

Areas Served

From our office in Atlanta, Georgia, Stokes Carmichael & Ernst LLP provides quality legal representation to business clients throughout the State of Georgia, the southeastern United States, and elsewhere. Let SCE Law put The Power of Legal Knowledge® to work for you.

404.352.8455 (fax)
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Tue: 08:30am - 05:00pm
Wed: 08:30am - 05:00pm
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